Financial Advisement

Saving for “Sunny Day” Funds in the New Year

Available for Interviews: Melissa Myers.

Melissa Myers, CFP® is a comprehensive financial planner and co-founder of Kar-Mel Financial Planners, and the bestselling author of Going Rogue! Unconventional Financial Strategies for Women.

What Melissa Myers can say in an interview on
Saving for “Sunny Day” Funds:

- Savings: You Don’t Really Need a Huge Emergency Fund.
- Building up and maintaining a 6-month rainy day fund can seem unrealistic and perhaps even unnecessary.
- Instead of “rainy day” funds, what I teach is building up “sunny day” funds. Accounts for designated known and unknown expenses to which you contribute on a regular basis with automatic transfers.

Continue reading “Saving for “Sunny Day” Funds in the New Year”

The Stock Market is Up. Now What?

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
The Current Stock Market:

If you have an old 401 (k) or IRA and experienced market volatility over the past year you may want to prepare yourself so you can capitalize on another dip.

If the markets drop significantly you may want to consider cashing out and paying the early tax penalty.

Continue reading “The Stock Market is Up. Now What?”

5 Time Management Strategies That Will Make You More Money

Available for Interviews: Dr. Travis Parry

Travis Parry, PhD, is a speaker, coach, and educator and has a passion for helping others in achieve a healthy work/life balance. Parry is also the author of the #1 bestseller, Achieving Balance: Make Time to Reach Your Business and Personal Goals in an Overworked World.

What Dr. Parry Can Say in an Interview:

If “time is money” then why don’t we have more financial advisors managing their own portfolio better? Financial advisors are one of the worst offenders of productivity principles as they wear many different hats throughout their workday. These 5 tips can give clarity to the work day, increase productivity, and lead to better work/life balance:

Continue reading “5 Time Management Strategies That Will Make You More Money”

4 Common Questions Financial Advisors Field in Shaky Times

Available for Interviews: Don Garman

Don Garman is the Founder and Chief Investment Officer of Mirador Capital Partners and Co-Founder of Tri-Valley Ventures. A seasoned investor in both public and private companies for over 30 years, Don leads Mirador’s Investment Committee and oversees each of the firm’s proprietary investment strategies.

What Don Garman can say in an interview:

When markets get rocky, investors invariably begin to doubt the stability of their portfolios. Investment advisors who have lived through multiple economic expansions and contractions can tell you first hand that these are the most common calls they receive from clients when stocks are perceived to be risky.

Continue reading “4 Common Questions Financial Advisors Field in Shaky Times”

End-of-Year Giving: 5 Ways to Be More Generous

Available for Interviews: Melissa Myers.

Melissa Myers, CFP® is a comprehensive financial planner and co-founder of Kar-Mel Financial Planners, and the bestselling author of Going Rogue! Unconventional Financial Strategies for Women.

What Melissa Myers can say in an interview on
End-of-Year Giving:

Time is currency. If you’re unsure about how much money to give or where to give money, give your time. When you give your time you’re building connections with people and causes. This will help you decide when, where, and how much money to give.

Continue reading “End-of-Year Giving: 5 Ways to Be More Generous”

3 Financial Resolutions for 2021 That Everyone Can Keep

Available for Interviews: Harry Abrahamsen

What Harry Abramhamsen can say in an interview on
3 Financial Resolutions for 2021:

As a very turbulent year on many fronts comes to a close, so too does the chapter on our financial summaries. Looking forward, now is a good time to assess where you are and what your financial goals are in the new year. Here are 3 tried to true resolutions that EVERYONE can keep:

Continue reading “3 Financial Resolutions for 2021 That Everyone Can Keep”

How COVID-19 Has Changed Businesses in 2020

Available for Interviews: Marc Freedman

Marc Freedman is Certified Expense Reduction Consultant advising businesses on keeping more of the money they make. He is also the author of Expense to Profit: Eliminate The Costs That Sabotage Your Growth.

What Mark Freedman can say in an interview:

Businesses are looking for the quickest opportunities to save on expenses without having to cut jobs. This means getting rid of large brick and mortar rent or other overhead costs.
Healthcare is one of the biggest line items where costs can be reviewed to find the best solution. Changing insurance carriers to save premiums can save businesses money. (One pitfall is making sure it doesn’t add additional premiums to employees.)

Continue reading “How COVID-19 Has Changed Businesses in 2020”

How to Create a “Work Optional” Lifestyle

Available for Interviews: Melissa Myers.

Melissa Myers, CFP® is a comprehensive financial planner and co-founder of Kar-Mel Financial Planners, and the bestselling author of Going Rogue! Unconventional Financial Strategies for Women.

What Melissa Myers can say in an interview on
the “Work Optional” Lifestyle:

Having a work optional lifestyle is when you’ve aligned your money so you can decide how much you want to work, where you want to work, when you want to work and who you work with, AND your quality of life isn’t compromised.
What do you enjoy doing? Who do you enjoy doing it with? If you could live anywhere, where would you live? Are you working because you have to work or are you working because you want to work?

Continue reading “How to Create a “Work Optional” Lifestyle”

Businesses Creating a Line of Credit to Avoid Economic Disaster

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen Can Say
in an Interview on Creating a Line of Credit:

Think of all the small businesses that are facing loss of business and to not have access to a line of credit to support the survival of their business.

What if they could create a line of credit where they were the loan officer that was available every time economic disaster occurred? Wouldn’t that be a spectacular benefit?

Continue reading “Businesses Creating a Line of Credit to Avoid Economic Disaster”

Good vs. Bad Debt: How to Make Informed Financial Decisions

Available for Interviews: Harry Abrahamsen

What Harry Abramhamsen Can Say
in an Interview on Bad and Good Debt:

Bad Debt

Bad debt is buying things that you cannot afford. Racking up credit card debt to make consumer purchases or buy luxury items you cannot normally afford. Borrowing money when you do not have the ability to ever pay it back.

Continue reading “Good vs. Bad Debt: How to Make Informed Financial Decisions “