Available for Interviews: Mario Payne, CFP
Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.
What Mario Payne could say on
Lessening Vacation Costs:
As schools nationwide reopen, late summer/early fall could be a sage time to book that summer vacation.
1. Plan and Book in Advance. Early planning can often lead to significant savings. You can usually get the best deals on flights and accommodation by booking several months in advance.
2. Travel Off-Peak. Avoid traveling during the busiest times, such as major holidays. Prices for flights and hotels tend to be higher during these periods.
3. Package Deals and Discounts. Look for package deals that include flights, hotels, and car rentals. Also, don’t forget to take advantage of any rewards programs, membership discounts (like AAA or AARP), or credit card points you may have.
4. Save on Food. Consider accommodations with a kitchen and make some meals yourself. Eating out for every meal can add up quickly. Additionally, packing snacks for day trips can save on food costs.
5. Free or Low-Cost Activities. Research free or low-cost activities at your destination. Many cities offer free museums, parks, or festivals. Also, consider enjoying natural beauty like beaches or hiking trails, which typically have no or minimal costs associated.
Don’t let money worries stop you from a much-needed break. Finding cost-effective getaways is possible.
Interview: Mario Payne, CFP
Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville, Florida’s trusted group of financial advisors. The meaning of TOAMS is Tithe Offering Alms Means Stewardship. He has built his SEC-registered firm on the premise of helping clients while “Making Investing Simple.” Along with building his firm, Mario is very proud to be Dave Ramsey’s ONLY minority Endorsed Local Professional Smartvestor in Jacksonville, FL.
TOAMS Financial offers an array of personalized services, support, and guidance that will help make a positive difference in pursuing their client’s financial goals. They specialize in college planning, investment, retirement, and estate management services.
Mario Payne brings over 20 years of investment experience to his business. Mario made history in February 2022. The company he co-owns launched the first African-American-owned AI ETF on the New York Stock Exchange. The symbol is LETB. The goal of this fund is to limit investment losses while maximizing gains.
Mario Payne is also a veteran who served in the United States Army, guiding as a financial sergeant, guiding soldiers to achieve their financial goals. His passion for serving the community is the backbone of TOAMS Financial.
Payne is the author of the forthcoming book, The Re.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.
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