Available for Interviews: Mario Payne, CFP
Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.
What Mario Payne could say on
Gift Ideas for Graduates:
- Contribution to a 529 Plan or Education Savings Account. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. Contributions to these plans can help cover tuition, books, and other education-related expenses and are usually tax-deductible.
- A Roth IRA Contribution. If the student or graduate has earned income, consider contributing to a Roth IRA on their behalf. This kind of investment can encourage them to start saving for retirement early, and the compound interest over time could result in significant future savings.
- Personal Finance Software or Books. Gifting a subscription to a financial management tool like Quicken or Mint, or a well-regarded personal finance book can be a great way to help students and graduates manage their finances, budget, and learn about investing.
- Gift Cards for Necessities. Grocery stores, restaurants, or gas gift cards can help college students and recent graduates offset daily living costs. Similarly, gift cards for professional attire retailers could be useful for those entering the job market.
- Student Loan Payment. If the graduate has student loan debt, consider making a payment on their behalf. This can be a significant financial relief for those just starting their career. However, it’s important to remember that you may need to coordinate this with the loan servicer to ensure the payment is processed correctly.
Interview: Mario Payne, CFP
Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville, Florida’s trusted group of financial advisors. The meaning of TOAMS is Tithe Offering Alms Means Stewardship. He has built his SEC-registered firm on the premise of helping clients while “Making Investing Simple.” Along with building his firm, Mario is very proud to be Dave Ramsey’s ONLY minority Endorsed Local Professional Smartvestor in Jacksonville, FL.
TOAMS Financial offers an array of personalized services, support, and guidance that will help make a positive difference in pursuing their client’s financial goals. They specialize in college planning, investment, retirement, and estate management services.
Mario Payne brings over 20 years of investment experience to his business. Mario made history in February 2022. The company he co-owns launched the first African-American-owned AI ETF on the New York Stock Exchange. The symbol is LETB. The goal of this fund is to limit investment losses while maximizing gains.
Mario Payne is also a veteran who served in the United States Army, guiding as a financial sergeant, guiding soldiers to achieve their financial goals. His passion for serving the community is the backbone of TOAMS Financial.
Payne is the author of the forthcoming book, The Re.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.
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