Financial Education

Avoid These 5 Retirement Planning Mistakes This Year

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

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Retirement Mistakes to Avoid:

1. Failure to Launch. Not getting the retirement investing clock started early in your career is the absolute biggest mistake we see. The power of time in the market is what makes the major difference in your future and getting started as early as possible, even with a small amount, can make a massive impact on your plan’s longevity.

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7 Essential Pointers on Preparing for Retirement

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
Preparing for Retirement:

1. Have a game plan in place. Where do you want to live? Do you want to move and downsize? Do you have grandchildren you want to be close to?

2. Have a written retirement plan. It is essential for a person to have a written retirement income plan, not just an investment plan. Most people have money saved up, but they lack an actual written plan to determine where and what their retirement income will look like.

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Top 3 Money Spending Mistakes During the Holiday Season

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Mistakes People Make With Money During the Holiday Season:

1. LACK OF A BUDGET. It sounds so simple but going into the holiday season with a plan is half of the battle. It’s so easy to get caught up in the gift shopping, parties, etc., that we don’t realize how much these add up. I’m guilty of it myself. It’s been more than one year that I think my wife’s stocking stuffers ended up costing more than her gift because I got swept up in wanting to make things special. You need to have a budget for the season and for each gift. The other half of the battle is actually sticking to the budget. Whether it’s guilt or competition, we often lose discipline and overspend, even when we HAD a plan. Be firm with your plan. If you go over, you’re stealing from some other goal in your or your family’s life.

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What Is a Budget and How to Draft One?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Budgets:

- With the rise of online banking, we’ve seen budgeting and balancing checkbooks go out the window. Paired with a lack of financial education in our schools, families aren’t prepared financially. The best first step is a budget.

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3 Tips Young Investors Can Apply Now to Retire at the Incredible Age of 45

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Retiring 20 Years Sooner:

Retirement by 45 seems incredible and is no small task. To take 20 years off the saving years and add them to the spending years, takes incredible discipline and planning. Understanding exactly what you want to live like and how much that costs is crucial in creating the plan to get there.

Of course, a big part of this picture is assessing the kind of lifestyle you wish to have in the future and all of the costs associated with it. Once you come to that conclusion, you can start to take the following tips into consideration:

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Why Every Teen SHOULD Get a Credit Card

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Teens & Credit Cards:

- Credit card debt is an epidemic in the US and its improper use can be extremely financially dangerous.
- However, they CAN be an excellent tool for your wealth building.

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Banks Don’t Have Your Back (They Work Behind It)

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
The Banking System and How It Affects Your Bottom Line:

People see the Great Recession through the lens of what they themselves experienced and the most popular stories on the news ticker—with a general idea of what the bailout meant, but most people do not know how close America was to falling into another depression. And most people do not realize that the thing that is backing up this bailout is their taxpayer dollars. When the government throws money at a problem, more taxes will be required to make up for it, and inflation goes through the roof. So maybe individuals weren’t as immediately impacted in 2008 as they would have been in the 1930s, but the impact of tax increases and inflation, and speculation, will wreak havoc in their lives in the long term. The banking system is an immense tide that is being held back by a series of weak barriers and bailouts. Your bank is a watery grave, not a trusted institution.

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The Dow/S&P Dropped. Should I Buy the Dip or Stay Away?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Investment Advice Today:

- Inflation worries, interest rates, debt ceiling concerns, international unrest & renewed COVID-19 worries are among the many factors driving markets lower.
- What should investors be doing right now? Are markets still primed to push higher after this dip or is this the beginning of a larger correction ahead?

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3 Money Mistakes NFL Athletes Make That Ruin Their Financial Lives

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
The Financial Problems of Many NFL Players:

1. They spend like they’ll make this kind of money forever

Many NFL players find themselves bankrupt within a couple of years of retirement. They overspent and overborrowed on a flashy lifestyle that’s left them with nothing.

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5 Essential Strategies to Talk About Money With Kids

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA. He is also a national speaker, financial coach and an advocate for financial literacy.

What Chris Janeway can say in an interview about
Kids & Money:

Kids aren’t taught about money in school or often at home. We don’t know how to appropriately teach good money habits. Often, this is because we haven’t ever gotten educated ourselves.

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