Category: Mortgage

Pay Down Debt or Save For Retirement?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach and an advocate for financial literacy.

What Chris Janeway can say in an interview about
Debt & Saving for Retirement:

    • This seems to be one of the most highly debated topics in personal finance. Most financial advisors will tell you that paying down your high-interest rate debt like credit cards is a priority, but that you should invest and pay the lower interest debt, especially a mortgage, over time.

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Is it Time to Refinance Your Home Mortgage?

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

 

What Harry Abramhamsen can say in an interview:

      • Seek lower interest rates.  If you can get a lower rate, try and refinance your current loan. The challenge is how much is your house worth. Banks will become more and more skittish about real estate values. 

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The Shocking Truth… Most Wealthy People Do Have Debt!

Available for Interviews: Lauren Oschman

Lauren Oschman, CFP® is a certified financial planner specializing in financial strategies, tax planning, and is an expert in helping physicians manage their finances.

What Lauren Oschman can say in an interview on
Debt Strategies of the Wealthy:

Wealthy have debt. They just plan and use their money differently.

      • Public opinion puts a lot of emphasis on being debt-free, but interestingly when you look at many wealthy and financially successful people’s balance sheets, they DO have debt, and sometimes lots of it! 
      • The secret to wealth doesn’t lie in being debt-free, but rather in using each dollar to accomplish its most valuable purpose. 

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15-Year vs. 30-Year Mortgage: What’s Best?

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
When It Comes to Financing Your Home:

Whether you’re a first-time homebuyer or consider yourself a seasoned pro, there is a certain anxiety that comes with buying a home. While it’s evident that styles, neighborhoods, school systems, and property taxes are all critical aspects of the home-buying process, there is no single element more puzzling and stressful to the consumer than the decision of how to finance one’s home.

Continue reading “15-Year vs. 30-Year Mortgage: What’s Best?”