Should You Dump Your 401(k)?

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

 

What Harry Abramhamsen can say in an interview about
Our 401(k) and Financial Security:

The Pre-tax vs Post Tax Planning Myth

One thing we know are facts of today, but no one can predict the facts of the future. Today you may be married with children. You may have a home with a mortgage. IF you wanted you could simply call your CPA and find out what your marginal tax is and how much you owe. 

The challenge is not knowing what the future holds. All too often people rely on what “worked” in the past when the facts of today are vastly different from 20 years ago. 

Continue reading “Should You Dump Your 401(k)?”

Achieving Financial Wellness in 2020

Interview Kathleen E. Owings.

Financial Advisor, Kathleen Owings can discuss the topic of how to go about finding and hiring the right financial planner for your individual or family needs.

Talking  points that Kathleen Owings
on Achieving Financial Wellness:

Managing one’s money isn’t just good for supporting yourself or your bottom line; It is essential for good mental and overall health. Money problems can be detrimental to your health and the relationships of those around you. Money problems can also cause stress on marriages and impact your children, too. Developing good money habits can not only be personally beneficial, but also something you can pass onto your children so they develop those healthy habits, too.

Continue reading “Achieving Financial Wellness in 2020”

Practical Tips for Dealing With Debt

Interview Kathleen Owings.

Kathleen Owings, a Financial Advisor and Principal Owners of Westbilt Financial Group, can discuss some simple, yet practical ways that people can get get out of debt and get their finances back on track.

Talking points that Kathleen Owings
On Overcoming Debt
:

Debt can be very overwhelming and may make one feel like he or she has no control over your finances. 

How to Negotiate Medical Bills

Interview: Carol Barkes

 

This comes from a communications expert, Carol Barkes. Here are some talking points for an interview on how to negotiate medical bills:

1.Make yourself have the difficult conversation.Many times, people avoid communicating about bills that they cannot pay. This makes their position much weaker and potentially escalates the bill to a collection agency. Instead, have the difficult conversations and be honest about your capabilities to repay. Your honesty and lack of avoiding the situation will typically create a more collaborative relationship with the provider.

Continue reading “How to Negotiate Medical Bills”

The Shame Associated With Credit Card Debt

People would rather talk about how much they weigh than reveal how much credit card debt they owe.

Interview:  Michael Taggart

 

  • A recent survey by CreditCards.com found that 47% of Americans felt uncomfortable discussing their credit card debt with anyone and only 19% who were uncomfortable talking about their weight.
  • Struggling with debt brings up a host of negative emotions like guilt, shame and embarrassment, so many people hide the problem.
  • Hiding the problem almost always makes it worse as interest rates rise and late payments pile up. You have to get it out in the open and see the monster for what he is before you can defeat it.

Following the 4-step C.A.R.E. method gives people the tools and plan to break free of the credit card debt traps and get on the road to a debt free future.

 

Available for Interviews: Michael Taggart

Michael Taggart is the co-founder of DebtReliefCenter.org, author of “Goodbye Debt, Hello Future,” and has been helping people get relief from debt and avoid bankruptcy for over a decade. In 2018 alone, he helped 321,611 people with plans for how to overcome $10,008,814,180.00 in debt. He is a devoted husband and father that is passionate about helping people and families create a better financial future for themselves.

Contact:
Jo Allison
PR Managing Editor
MEDIA AMBASSADORS
Success In Media, Inc.
Jo@SuccessInMedia.com

Getting Rid of Debt May Actually Make Your Brain Work Better

Interview:  Michael Taggart

Talking Points:

  • Researchers at the National University of Singapore’s Social Service Research Centre studied 200 low-income people who unexpectedly had portions of their debt paid down by a charity.

 

Americans Buried in Credit Card Debt: How to Get Out

Interview:  Michael Taggart

 

70% of Americans With Credit Card Debt Admit They Can’t Pay It Off This Year

  • A recent study by Clever found that only 30% of credit card holders believe they’ll pay it off within a year, and that 47% of card holders carry a balance from month to month.
  • The vast majority of people that hold credit cards hold a balance which puts them further behind financially and makes the banks billions of dollars a year. Continue reading “Americans Buried in Credit Card Debt: How to Get Out”

20k in Credit Card Debt? 4 Steps to Overcome

If you’re like me, then being over $20k in credit card debt can become strangling. My minimum payments were $896 and I knew something needed to change.

Take charge of the situation by following the 4-step C.A.R.E. method: 

 

1. Choose. The first step is to choose a deep, emotional reason for why you want to get out of debt.

 

2. Assess. You can’tt defeat a monster you can’t see. You need to get your exact debt picture in black and white in front of you—down to the last dollar.

Continue reading “20k in Credit Card Debt? 4 Steps to Overcome”

Distress Associated With Credit Card Debt

Interview:  Michael Taggart

People would rather talk about how much they weigh than reveal how much credit card debt they owe. Here are some talking points from Michael Taggart on the subject of emotional stress Americans have with credit card debt.

 

  • A recent survey by CreditCards.com found that 47% of Americans felt uncomfortable discussing their credit card debt with anyone and only 19% who were uncomfortable talking about their weight. 
  • Struggling with debt brings up a host of negative emotions like guilt, shame and embarrassment, so many people hide the problem. Continue reading “Distress Associated With Credit Card Debt”