Category: Money

5 Strategies For Managing the Rising Costs of Healthcare

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Managing the Rising Costs of Healthcare:

 1. Understand Your Health Insurance Plan. It’s important to fully understand your health insurance coverage, including your covered services, out-of-pocket maximum, and whether your preferred providers are in-network. This understanding can help you avoid surprise charges.

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5 Strategies to Reduce Costs for a Last-Minute Summer Vacation

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Lessening Vacation Costs:

As schools nationwide reopen, late summer/early fall could be a sage time to book that summer vacation.

 1. Plan and Book in Advance. Early planning can often lead to significant savings. You can usually get the best deals on flights and accommodation by booking several months in advance. 

 2. Travel Off-Peak. Avoid traveling during the busiest times, such as major holidays. Prices for flights and hotels tend to be higher during these periods. 

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5 Things the Bride & Groom Can Do to Help With Wedding Costs

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

What Mario Payne could say on
Mitigate the Costs of a Wedding:

 1) Set a Realistic Budget. Start by setting a realistic budget for the wedding and stick to it. Understand what you can afford without going into debt or straining your finances. 

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Biggest Money Mistakes People Make

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Money Mistakes:

  • Neglecting to Budget and Track Spending. Many people fail to create or follow a monthly budget, which can lead to overspending and failing to save or invest adequately. The lack of visibility into where their money goes each month can make it difficult for them to make informed decisions about their spending habits.

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Top Gift Ideas for College Graduates

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Gift Ideas for Graduates:

    • Contribution to a 529 Plan or Education Savings Account. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. Contributions to these plans can help cover tuition, books, and other education-related expenses and are usually tax-deductible.

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Money Habits for Saving Wisely From a CFP

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Saving Money:

Under-the-Radar
Money-Saving Strategies

Saving money is less about the amount and more about developing the right habits and strategies. It’s never too late to start; even small steps can significantly affect your financial health over time. It’s the phrase you have to crawl before you walk. Whether using under-the-radar tactics or sticking to tried-and-true methods, the key is staying consistent and focused on your long-term financial goals.

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5 Ways AI Is Helping Your Financial Planner Make You More Money

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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AI and Wealth Generation:

5 Ways AI Is Helping Your Financial Planner Make You More Money

 1) Enhanced Financial Forecasting and Risk Assessment. AI algorithms can process vast amounts of data to provide better predictive models. These advanced predictions can help financial planners understand market trends, asset performance, and risk factors, enabling them to make more informed investment decisions.

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The Wedding Season Is Here: Time to Talk About Insuring the Love

Available for Interviews: Teddi Ann Barry

Teddy Ann Barry, Esq. is a family attorney and writer who has been serving families through divorce and custody and has been practicing family law for over twenty years, and also comes with a wealth of experience in mediation and collaborative law. She is also the author of The Do-It-Yourself Guide to Divorce in Colorado.

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Prenuptial Protections:

    • While some may scoff at the idea of a Prenuptial Agreement we advise couples to sign the prenup and insure the love!
    • Julianne Hough and Brooks Laich are finally divorced after separating 2 years ago. Lucky for them, they determined there wouldn’t be spousal maintenance or shared property upon marriage.

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Fall Cleaning Your Finances: 5 Ways to Keep Your Finances in Check

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine. Abrahamsen is the author of the new book, Money Rules: 9 Rules to Massive Wealth.

 

What Harry Abramhamsen can say in an interview about
5 Ways to Keep Your Finances in Check:

  1. ANALYZE YOUR FINANCES
    QUARTERLY OR BI-ANNUALLY

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all the various wealth-eroding factors that can take you completely off course.

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Inflation: It’s Back Like Everything Else From the ’80s

Available for Interviews: Suzanne Powell

Suzanne Powell Suzanne is the founder of Capital Strategies Group, and acting Vice-President of Meridian Wealth Management. She is also the author of the newly released book, The Ultimate Money Moves for Women Over 50.

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How to Save Money During This Inflationary Period:

Remember the 1980s and high inflation? It was at that time that the world was in a major recession and the US had both tremendous unemployment and inflation. Last year we saw prices increase sharply in the area of energy and goods (especially gas and used cars). Supply chain issues also caused price increases in various goods while consumer demands for these goods remain high. Today, inflation is climbing at anxiety-producing levels. We see the effects everywhere: at the gas pumps, in the stores, with interest rates, etc. However, there are some things we can do to offset these financially unsettling times.

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