Category: Financial Planning

5 Biggest Money (Tax) Moves You Need to Know

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville. Mario brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The RELAX Investor: Conquering Fear & Investing Through Self-Discover.

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How to Take Advantage of Tax Opportunities:

 1. Maximize Tax-Advantaged Accounts. Contributing to tax-advantaged retirement accounts like 401(k)s, Roth IRAs, and traditional IRAs can provide substantial tax savings. Not only do these accounts allow your investments to grow tax-free, but contributions may be tax deductible, depending on the type of account and your income level.

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5 Strategies For Managing the Rising Costs of Healthcare

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Managing the Rising Costs of Healthcare:

 1. Understand Your Health Insurance Plan. It’s important to fully understand your health insurance coverage, including your covered services, out-of-pocket maximum, and whether your preferred providers are in-network. This understanding can help you avoid surprise charges.

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5 Things the Bride & Groom Can Do to Help With Wedding Costs

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

What Mario Payne could say on
Mitigate the Costs of a Wedding:

 1) Set a Realistic Budget. Start by setting a realistic budget for the wedding and stick to it. Understand what you can afford without going into debt or straining your finances. 

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Biggest Money Mistakes People Make

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Money Mistakes:

  • Neglecting to Budget and Track Spending. Many people fail to create or follow a monthly budget, which can lead to overspending and failing to save or invest adequately. The lack of visibility into where their money goes each month can make it difficult for them to make informed decisions about their spending habits.

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What’s Love Got to Do With It? Reasons to Sign a Pre- or Postnuptial Agreement

Available for Interviews: Teddi Ann Barry

Teddy Ann Barry, Esq. is a family attorney and writer who has been serving families through divorce and custody and has been practicing family law for over twenty years; and also comes with a wealth of experience in mediation and collaborative law. She is also the author of The Do-It-Yourself Guide to Divorce in Colorado.

What Teddi Ann Barry can say in an interview on
Pre- and Postnuptial Agreements:

    • Should you sign, a pre- or postnuptial agreement?
    • Couples are getting married later in life, meaning they come to marriage with assets. Assets can be anything from accumulated wealth, retirement accounts, inheritance, and separate business issues.
    • There is also the possibility of children from a previous marriage or relationship to consider when getting married.

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5 Ways AI Is Helping Your Financial Planner Make You More Money

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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AI and Wealth Generation:

5 Ways AI Is Helping Your Financial Planner Make You More Money

 1) Enhanced Financial Forecasting and Risk Assessment. AI algorithms can process vast amounts of data to provide better predictive models. These advanced predictions can help financial planners understand market trends, asset performance, and risk factors, enabling them to make more informed investment decisions.

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Insure the Love. Get the Prenup. Here’s Why.

Available for Interviews: Teddi Ann Barry

Teddy Ann Barry, Esq. is a family attorney and writer who has been serving families through divorce and custody and has been practicing family law for over twenty years; and also comes with a wealth of experience in mediation and collaborative law. She is also the author of The Do-It-Yourself Guide to Divorce in Colorado.

What Teddi Ann Barry can say in an interview on
Prenuptial Protections:

With spring here and the wedding season upon us, couples should be considering many more things besides dresses, caterers, and locations for a wedding. Do you really know who you are marrying?  What’s his debt picture look like? How much is she spending on “necessities” a month?  Are someone’s parents going to help you buy a home?  Is this a second marriage with children to protect?  What is the exit strategy?

    • While some may scoff at a Prenuptial Agreement, we advise couples to sign the prenup and “insure” the love!

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Mitigating the Financial Racket of Divorce

Available for Interviews: Teddi Ann Barry

Teddy Ann Barry, Esq. is a family attorney and writer who has been serving families through divorce and custody and has been practicing family law for over twenty years, and also comes with a wealth of experience in mediation and collaborative law. She is also the author of The Do-It-Yourself Guide to Divorce in Colorado.

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Mitigating the Financial Divorce Racket:

DIVORCE HAS FINANCIAL CONSEQUENCES

    • Sure you want to keep the house. Can you afford it?
    • Should you negotiate trading equity in the house for the retirement account?
    • How much do you need to earn each month to be ok?

Especially now, with maintenance laws changing, the rise and fall of property values, and the expense of creating two households and families from one, you must talk to a financial adviser.

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Inflation: 5 Strategies to Control Your Money Now

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He is the author of the forthcoming book, Money Rules: 9 Rules to Massive Weatlh.

What Harry Abramhamsen can say in an interview on
Protecting Your Financial Future:

  • Inflation is here. We feel it at the pump, in the grocery store. Inflation is like the stealth tax, money is there, but it disappears quickly. You just must be smart about your Money Rules.
  • There are tens, if not hundreds, of invisible forces actively invading your wealth, sometimes all at the same time, and if you don’t build a moat around your paper castle, it will be plundered.

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Fall Cleaning Your Finances: 5 Ways to Keep Your Finances in Check

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine. Abrahamsen is the author of the new book, Money Rules: 9 Rules to Massive Wealth.

 

What Harry Abramhamsen can say in an interview about
5 Ways to Keep Your Finances in Check:

  1. ANALYZE YOUR FINANCES
    QUARTERLY OR BI-ANNUALLY

You want to make sure that your long-term strategy is congruent with your short-term strategy. If the short-term is not working out, you may need to adjust what you are doing to make sure your outcome produces the desired results you are looking to accomplish. It is just like setting sail on a voyage across the Atlantic Ocean. You know where you want to go and plot your course, but there are many factors that need to be considered to get you across and across safely. Your finances behave the exact same way. Check your current situation and make sure you are taking into consideration all the various wealth-eroding factors that can take you completely off course.

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