Category: Personal Finance

5 Things the Bride & Groom Can Do to Help With Wedding Costs

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

What Mario Payne could say on
Mitigate the Costs of a Wedding:

 1) Set a Realistic Budget. Start by setting a realistic budget for the wedding and stick to it. Understand what you can afford without going into debt or straining your finances. 

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Biggest Money Mistakes People Make

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Money Mistakes:

  • Neglecting to Budget and Track Spending. Many people fail to create or follow a monthly budget, which can lead to overspending and failing to save or invest adequately. The lack of visibility into where their money goes each month can make it difficult for them to make informed decisions about their spending habits.

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Top Gift Ideas for College Graduates

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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Gift Ideas for Graduates:

    • Contribution to a 529 Plan or Education Savings Account. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. Contributions to these plans can help cover tuition, books, and other education-related expenses and are usually tax-deductible.

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Money Habits for Saving Wisely From a CFP

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

What Mario Payne could say on
Saving Money:

Under-the-Radar
Money-Saving Strategies

Saving money is less about the amount and more about developing the right habits and strategies. It’s never too late to start; even small steps can significantly affect your financial health over time. It’s the phrase you have to crawl before you walk. Whether using under-the-radar tactics or sticking to tried-and-true methods, the key is staying consistent and focused on your long-term financial goals.

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5 Ways AI Is Helping Your Financial Planner Make You More Money

Available for Interviews: Mario Payne, CFP

Mario Payne is a Certified Personal Planner and is the Founder of TOAMS Financial in Jacksonville and brings over 15 years of investment experience to his business. He is also the author of the forthcoming book, The R.e.l.a.x. Investor: A Stress-Free Approach to Investing While Building Wealth.

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AI and Wealth Generation:

5 Ways AI Is Helping Your Financial Planner Make You More Money

 1) Enhanced Financial Forecasting and Risk Assessment. AI algorithms can process vast amounts of data to provide better predictive models. These advanced predictions can help financial planners understand market trends, asset performance, and risk factors, enabling them to make more informed investment decisions.

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Inflation: It’s Back Like Everything Else From the ’80s

Available for Interviews: Suzanne Powell

Suzanne Powell Suzanne is the founder of Capital Strategies Group, and acting Vice-President of Meridian Wealth Management. She is also the author of the newly released book, The Ultimate Money Moves for Women Over 50.

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How to Save Money During This Inflationary Period:

Remember the 1980s and high inflation? It was at that time that the world was in a major recession and the US had both tremendous unemployment and inflation. Last year we saw prices increase sharply in the area of energy and goods (especially gas and used cars). Supply chain issues also caused price increases in various goods while consumer demands for these goods remain high. Today, inflation is climbing at anxiety-producing levels. We see the effects everywhere: at the gas pumps, in the stores, with interest rates, etc. However, there are some things we can do to offset these financially unsettling times.

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Financial Literacy: How to Close the Learning Gaps

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Financial Literacy:

* Financial Literacy Gaps at Home & School. There’s a combination of multiple issues in the marketplace for financial literacy. First and foremost, most adults aren’t taught any form of financial literacy through either their schools or their parents at home when they were younger. As we get older it becomes harder and harder to not only understand and admit our own lack of knowledge, but we also struggle to know where to find reputable information. Along with that, we run into an issue of competing priorities. As we age we’re in the midst of our careers, raising families, and all of the busyness that life can bring. Taking the extra time to increase our financial knowledge often goes to the bottom of the pile.

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Avoid These 5 Retirement Planning Mistakes

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Retirement Mistakes to Avoid:

 1. Failure to Launch. Not getting the retirement investing clock started early in your career is the absolute biggest mistake we see. The power of time in the market is what makes the major difference in your future and getting started as early as possible, even with a small amount, can make a massive impact on your plan’s longevity.

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Why Are US Colleges 1000% More Expensive Than International Ones?

Available for Interviews: Mat Jacobson

Mat Jacobson is the Founder & CEO of the Ducere Global Business School, and as a thought leader on innovation within education, is creating some of the industry’s most innovative educational platforms and projects. He is a regular media contributor on topics of business, innovation, and entrepreneurship, and has appeared in articles including Wealth Creator, Marketing Magazine, Business First, Smart Magazine, Start-Up Smart, and Business Builders.

What Mat Jacobson can say in an interview on the
Overly Costly of Admission to US Colleges:

US colleges, in comparison to world-class international universities,  are 1000% more expensive, take twice as long to graduate, and require years of classes that have no relevance to a student’s career. Has the global pandemic finally opened students’ eyes to a world of online smarter alternatives?

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Financial Literacy Is Essential for Our Youth

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Financial Literacy:

The socio-economic wealth gap is clear by age 15 according to the PISA Study by Consumer Financial Protection Bureau (well before these teenagers have started their financial lives). The 2019 study took measures of economic, social, and cultural status rather than simply household income averages for a particular school. 

Janeway can share with your audience the financial fundamentals that can help not only the youth but everyone where holes in their financial education exist. Financial literacy holds the key to unlocking seemingly elusive economic security.

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