How 401k Participants Can Handle Inflation and the Current Climate

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Inflation and 401ks:

Some points to keep in mind are the following when it comes to managing a 401k investment:

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The 4% Rule & Retirement: Does It Still Apply?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach and an advocate for financial literacy.

What Chris Janeway can say in an interview about
The 4% Rule & Retirement
:

    • We’ve long heard the 4% rule for distributing your assets in retirement.  Does the rule, first popularized in the 1970s still apply?

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7 Essential Pointers on Preparing for Retirement

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
Preparing for Retirement
:

 1. Have a game plan in place. Where do you want to live? Do you want to move and downsize? Do you have grandchildren you want to be close to? 

 2. Have a written retirement plan. It is essential for a person to have a written retirement income plan, not just an investment plan. Most people have money saved up, but they lack an actual written plan to determine where and what their retirement income will look like.

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When Short-Term Investments Make Money Sense

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Financial Literacy:

What makes an investment short term? Typically, a short-term investment plan is around 1-3 years in length depending upon the situation. Some short-term investment plans can be discussed for periods under 1, depending upon the goal they are saving toward, such as a new home purchase or a child’s wedding. 

The goal of a short-term investment is about protecting what you’ve built:

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Secrets About Money That Can Change Your Life

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow client’s wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview:

Financial missteps to avoid:

  1. Do not roll a previous employer’s 401 (k) into a new employers 401 (k) plan
  2. Consider investing your previous employer’s 401 (k) into a fixed indexed annuity with no fees, this way your money is invested with uncapped upside growth potential and zero risk for market volatility.

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Top 3 Money Spending Mistakes During the Holiday Season

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Mistakes People Make With Money During the Holiday Season:

 1. LACK OF A BUDGET. It sounds so simple but going into the holiday season with a plan is half of the battle. It’s so easy to get caught up in the gift shopping, parties, etc., that we don’t realize how much these add up. I’m guilty of it myself. It’s been more than one year that I think my wife’s stocking stuffers ended up costing more than her gift because I got swept up in wanting to make things special. You need to have a budget for the season and for each gift. The other half of the battle is actually sticking to the budget. Whether it’s guilt or competition, we often lose discipline and overspend, even when we HAD a plan. Be firm with your plan. If you go over, you’re stealing from some other goal in your or your family’s life.

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Stop Treating Your Finances Like a Junk Drawer in 2022

Available for Interviews: Harry Abrahamsen

Harry J. Abrahamsen is Founder & CEO Abrahamsen Financial Group. His company offers customized wealth management solutions—creating plans and portfolios that protect, preserve, and grow clients’ wealth. He was selected as one of the ten most dependable Wealth Managers in the Mid-Atlantic as published in Forbes magazine.

What Harry Abramhamsen can say in an interview on
Money Tips for 2022:

    • Doing a seasonal health & wellness checkup of your financial holdings and preparing for the future is a great idea.
    • 401 (k) accounts, IRA’s, investment accounts, various savings, bank accounts, insurance policies, Wills and legal documents, auto, and home insurance policies are scattered all over the place.

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What Is a Budget and How to Draft One?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Budgets:

    • With the rise of online banking, we’ve seen budgeting and balancing checkbooks go out the window. Paired with a lack of financial education in our schools, families aren’t prepared financially. The best first step is a budget.

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3 Tips Young Investors Can Apply Now to Retire at the Incredible Age of 45

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Retiring 20 Years Sooner:

Retirement by 45 seems incredible and is no small task. To take 20 years off the saving years and add them to the spending years, takes incredible discipline and planning.  Understanding exactly what you want to live like and how much that costs is crucial in creating the plan to get there.

Of course, a big part of this picture is assessing the kind of lifestyle you wish to have in the future and all of the costs associated with it. Once you come to that conclusion, you can start to take the following tips into consideration:

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Is Evergrande the Next Lehman Brothers?

Available for Interviews: Chris Janeway

Chris Janeway is Founder & CEO Fourth Point Wealth and coaches investors throughout southern CA.  He is also a national speaker, financial coach, and advocate for financial literacy.

What Chris Janeway can say in an interview about
Evergrande:

        • Evergrande, China’s 2nd largest developer and one of the top 500 worldwide companies by revenue, is facing a cash flow and debt crisis. With tentacles reaching throughout the Chinese economy, a default of Evergrande has recently been described as the next Lehman Brothers. Is that correct? Should global investors worry about Evergrande?

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