7 Essential Tips on Financial Plans

Interview Kathleen E. Owings.

Financial Advisor, Kathleen Owings can discuss the topic of how to go about finding and hiring the right financial planner for your individual or family needs.

Some key points that Kathleen Owings
on 7 Essential Tips on Financial Plans:

  1. A financial plan is a person’s roadmap for their financial goals. Everyone should have a financial plan. Most people think or believe that these plans need to be complicated, but in reality financial plans should be simple and answer complex questions for people. Questions such as how much do I need to save to retire, or how much should I be savings for my child’s college education need to be answered. Continue reading “7 Essential Tips on Financial Plans”

Planning Wisely for the Possibility of a Recession

Kathleen Owings, a Financial Advisor and Principal Owners of Westbilt Financial Group, has had first-hand experience of living through a recession at a young age—all the more for making her the wise and successful asset manager she is today.
Talking points that Kathleen Owings can expand 

on her experience of living through a recession:

  • During the summer, some financial analysts predicted a 50/50 chance of America falling into a recession. Over the last couple of weeks, tensions have eased to around 25%. Preparation and protection is essential in the unfortunate possibility of a recession.

 

  • I have lived through two recessions in my adult lifetime: the Dot-Com Bubble Bust of 2001 and the Great Recession of 2008-2009.

 

5 Tips for Millennials and Early Retirement

Interview Kathleen E. Owings

They say it’s never to early to start planning for retirement. If the millennial generation is wise, they can position themselves to be in a more secure financial place—affording them a more comfortable life in their senior years.

Talking Points From Kathleen Owings
on Millennials and Early Retirement:

    1. Look at your employment benefits and see how they can be leveraged for greater savings for retirement. Be sure to take advantage of any matches at work in retirement plans to help boost your savings. This can be done today by looking at your benefits book or by talking to your Human Resources Department. Continue reading “5 Tips for Millennials and Early Retirement”

Flying the Friendly, Healthier Skies: 9 Tips From a Frequent Flyer

Interview Dr. Mimi Secor. Here are some talking points on the subject of air travel and our health. Dr. Secor addresses some of our common concerns when flying and offers some practical tips to mitigate the risks associated with this form of travel.

The holidays are coming up and you know what that means . . . increased travel to visit with loved ones!
Whenever we take a flight—any flight, short or long—germs and other health risks abound. What exactly are we exposing ourselves to?
Common Health Concerns While Flying
  • Germs are common on airplanes particularly on surfaces in the seat areas and bathrooms.
  • Many communicable diseases can easily spread on airplanes. A timely example is the measles. Measles is highly contagious because it is air-borne and uniquely infectious because it can remain in the air for up to two hours after an infected person leaves the room/air space. Continue reading “Flying the Friendly, Healthier Skies: 9 Tips From a Frequent Flyer”

How to STOP Mansplaining

Interview:Carol Barkes on Mansplaining.
Carol Barkes is a conflict resolution expert, mediator, national speaker, educator and bestselling author who uniquely applies neuroscience to the fields of conflict resolution and negotiations. Her expert perspective is always fresh and relevant.
Some Talking Points from Carol Barkes on 
How to Stop Mansplaining:
Mansplaining, while typically refers to when a man is talking down to a woman about topics she may actually know more about, can also be used to talk about this occurrence with any person or group who has perceived authority or power over another. Understand that much of this occurs from our brains unconscious process of labeling and filing information that is similar to other instances when this event has been previously experienced.

The Best Way to Break Up With Someone

Interview: Carol Barkes

This comes from a communications expert, Carol Barkes. Here are some talking points for an interview on how to break up with someone in the best possible way:

1)  Acknowledge the positive. When relationships end, it doesn’t necessarily mean our love and feelings for the person ends, too.  We can love someone and still know the relationship is not right for each other.  With that being said, acknowledging this is and recognizing the lovely moments that brought the two of you together is a far better spin for our brains than to completely focus on the negatives.

Continue reading “The Best Way to Break Up With Someone”

Kids & College: Smart Talk From a Financial Advisor

Interview Kathleen E. Owings.

Financial Advisor, Kathleen Owings can discuss the topic of planning for college and how to have that important talk with your college-bound children.

Some key points that Kathleen Owings
can expand on in an interview on college planning:

Talking to your kids about finances is never easy; especially if you need to tell them that they are going to be responsible for their own college expenses. It is certainly important to have the conversation in the event that their heart is set on an ivy league college, but they do not realize that the bill will fall on them. Here’s some straight-forward advice on addressing the issue:

  1. Have that open conversation about college so everyone is on the same page. Talk to them about where they would like to go to school and what they think they want to study.
    Continue reading “Kids & College: Smart Talk From a Financial Advisor”

Risks Small Business Owners Don’t Even Know They Have

Interview Geeta Nadkarni

Geeta Nadkarni is an expert in the field of publicity, marketing, and helping small business owners to grow their businesses and here are a few things she would say in an interview:

Daring to Follow Your Dreams—Despite the Doubters

Geeta Nadkarni, founder of: babygotbooked.com and impactwithinfluence.com
writes about overcoming the naysayers of the world. . . .

When I first had the idea to turn my knowledge of PR and messaging into an online course, it was as if I grew a second head! Everyone either didn’t understand what I was trying to do, or thought I was an irresponsible idiot for investing my meager savings in pursuing my dreams by coaching others.

Continue reading “Daring to Follow Your Dreams—Despite the Doubters”

How to Stop Fighting Over Housework

Interview: Carol Barkes on How to Stop Fighting Over Housework.
Carol Barkes is a conflict resolution expert, mediator, national speaker, educator and bestselling author who uniquely applies neuroscience to the fields of conflict resolution and negotiations. Her expert perspective is always fresh and relevant.
Some Talking Points from Carol Barkes on 
How to Stop Fighting Over Housework:
Conflict arises when two people see things differently and/or have differing expectations about the process of getting things done. Consequently, to minimize fights about chores:

1. Talk about the process before there is an issue. Who will do what chore, when and what does that chore look like? For example, in my own relationship, my husband signed on for doing the laundry. However, in my mind that meant getting it washed, dried AND put away. In his mind it meant washed, dried, and put on the living room chair to be picked through as needed. Clarifying all details of the process is key.

Continue reading “How to Stop Fighting Over Housework”